Question 1:
How many total accounts do you have? (open and closed)
Accounts include credit cards, retail cards, auto loans, mortgage loans, student loans, etc.
12345678910111213141516171819202122232425Greater than 25

Question 2:
How many of your accounts:
Please differentiate between accounts that are PRESENTLY late vs. accounts which were PREVIOUSLY late.
Are presently 30 days late?
012345678910Greater than 10

Were previously 30 days late?
012345678910Greater than 10

Are presently 60 days late or greater (include delinquencies, charge offs and repossessions)?
012345678910Greater than 10

Were previously 60 days late or greater (include delinquencies, charge offs and repossessions)?
012345678910Greater than 10

Question 3:
How many credit cards or loans have you applied for in the last 2 years?
012345 or more

Question 4:
Excluding your mortgage, how many open installment loans do you have?
Installment loans are loans which have a fixed monthly payment amount over a scheduled period of time. Auto loans and student loans are examples of installment loans.
Never had any installment loansHave paid/closed installment loans, but none currently open12345 or more

Question 5:
How many open credit cards do you have?
012345678910111213141516171819202122232425Greater than 25

Question 6:
What is the total credit limit on all of your open credit cards?
For example, if you have a VISA with a limit of $20,000 and a retail charge card with a limit of $1000, Your total credit limit on your credit card accounts would be: $21,000 ($20,000 + $1,000).
I have no open credit cardsLess than $1,000$1,000 to $1,999$2,000 to $4,999$5,000 to $9,999$10,000 to $14,999$15,000 to $19,999$20,000 to $29,999$30,000 to $49,999$50,000 or greater

Question 7:
What is the total balance on all of your open credit cards?
For example, if you have a VISA with a balance of $4,000 and a retail charge card with a balance of $500, your total balances your credit card accounts would be: $4,500 ($4,000 + $500).
I have no open credit cards$0Less than $500$500 to $999$1,000 to $1,499$1,500 to $1,999$2,000 to $3,999$4,000 to $6,999$7,000 to $9,999$10,000 to $12,999$13,000 to $15,999$16,000 to $19,999$20,000 to $24,999$25,000 to $29,999$30,000 to $39,999$40,000 to $49,999$50,000 or greater

Question 8:
What is the number of open credit cards that are "maxed out" (less than 10% of credit limit is available)?
As an example, if you have a VISA with a balance of $4,000 and a limit of $5,000 (20% of credit limit available) and a retail charge card with a balance of $950 and a limit of $1000 (5% credit limit available), one credit card (the retail charge card) would be considered "maxed out" since less than 10% of the credit limit is available.
None1234 or more

Question 9:
If you have had a judgment, tax lien, or bankruptcy occur, when was the most recent occurrence?
If you have had multiple judgments, tax liens, or bankruptcies, only use the most recent occurrence to answer this question. For example, if you filed for bankruptcy 5 years ago, but also had a judgment occur 18 months ago, your most recent occurrence would be: 12-24 months ago.
Never had a judgment, tax lien, or bankruptcyThis year12-24 months25-60 months agoOver 60 months ago

Question 10:
When was your most recent credit card or loan opened?
If you have opened multiple accounts recently, choose the most recent one.
0-6 months ago7-12 months ago13-24 months25-48 months agoOver 48 months ago